Comments on: What Price Convenience?

By: Geoff

Geoff — Fri, 09 Jan 2009 03:06:05 +0000

Hi, totally agree with your comments on TD e-series. Just one question about your June 29 2006 posting. “There are also no RESP administration fees.” Has this changed? I have an RESP account with Waterhouse and there is a fee in the RESP has less than $25K in it. Have you managed to get this waved?

By: iShares Portfolio Builder ETFs: Complex and Pricey

iShares Portfolio Builder ETFs: Complex and Pricey — Wed, 19 Nov 2008 04:20:42 +0000

[...] fees for these portfolio ETFs are slightly less than portfolio mutual funds available through TD e-Series Funds or ING Streetwise Funds but the same criticism directed towards the mutual funds applies here: [...]

By: Canadian Capitalist

Canadian Capitalist — Thu, 29 Jun 2006 13:51:21 +0000

Aneta: There are no fees for opening a RESP account. eFunds are purchased directly from TD Bank and there are no commissions or sales charges. There are also no RESP administration fees.

By: Aneta

Aneta — Thu, 29 Jun 2006 04:51:36 +0000

I’m thinking of opening an eFund account for my daughter’s RESP. Are there any other fees than the listed MERs associated with eFunds? I can’t find any info about commission fees and the like on their website.

By: Michael G. Richard

Michael G. Richard — Fri, 03 Mar 2006 15:23:09 +0000

“Michael: I think TD eFunds is one of the best investing deals out there.”

My appointment with TD to open an account is this afternoon, so that’s reassuring. Thanks

By: Canadian Capitalist

Canadian Capitalist — Thu, 02 Mar 2006 20:06:25 +0000

Alex: The RESP accounts for our sons have fairly modest amounts of money. It is very expensive to build a diversified ETF portfolio (and there are administration fees charged at discount brokerages). In 5 years or so, when there is a decent chunk of money accumulated, I will consider buying ETFs.

Michael: I think TD eFunds is one of the best investing deals out there.

By: Alex Givant

Alex Givant — Thu, 02 Mar 2006 19:30:23 +0000

Did you compare investing in eFunds vs. ETF. It diffently not good for dollar-cost averaging, but if you put money once a year and considering DRIP for ETFs (such as iUnits), can it make sense to buy ETFs considering they have lower MER from eFunds?

Thanks.

By: FMF

FMF — Thu, 02 Mar 2006 13:42:18 +0000

No kidding! Yikes! Too much to pay to have them do it for you.

By: Michael G. Richard

Michael G. Richard — Thu, 02 Mar 2006 03:47:48 +0000

Hi,

I live near Ottawa and am about to start investing in index funds using the TD e-funds, so this post is timely. It is indeed hard to go back to high MER funds once you have discovered those, especially once you know that actively managed funds rarely are better in the long run.