Comments on: Top 5 Investment Deals http://www.canadiancapitalist.com/top-5-investment-deals/ Helping you invest and prosper Sat, 11 Feb 2012 19:27:54 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Labour Day Beaches and Air Show – LinkStuff – Sept 6 « Daily News http://www.canadiancapitalist.com/top-5-investment-deals/#comment-200543 Labour Day Beaches and Air Show – LinkStuff – Sept 6 « Daily News Sat, 19 Sep 2009 19:58:46 +0000 http://www.canadiancapitalist.com/?p=2899#comment-200543 [...] Canadian Capitalist tells us his top five investment deals. [...] [...] Canadian Capitalist tells us his top five investment deals. [...]

]]> By: Labour Day Beaches and Air Show – LinkStuff – Sept 6 http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199712 Labour Day Beaches and Air Show – LinkStuff – Sept 6 Mon, 07 Sep 2009 00:22:57 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199712 [...] Canadian Capitalist tells us his top five investment deals. [...] [...] Canadian Capitalist tells us his top five investment deals. [...]

]]> By: Friday Links | The Canadian Finance Blog http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199549 Friday Links | The Canadian Finance Blog Fri, 04 Sep 2009 09:25:15 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199549 [...] Canadian Capitalist gives his top 5 investment deals. [...] [...] Canadian Capitalist gives his top 5 investment deals. [...]

]]> By: Canadian Personal Finance Blog » Blog Archive » ETFs are the Devils Work http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199536 Canadian Personal Finance Blog » Blog Archive » ETFs are the Devils Work Fri, 04 Sep 2009 06:07:07 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199536 [...] Canadian Capitalist continues the blasphemous commentary in his Top 5 Investment Deals where he mentions the Devil’s Spawn the ETF [...] [...] Canadian Capitalist continues the blasphemous commentary in his Top 5 Investment Deals where he mentions the Devil’s Spawn the ETF [...]

]]> By: A Lap Of The Blogs : WhereDoesAllMyMoneyGo.com http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199527 A Lap Of The Blogs : WhereDoesAllMyMoneyGo.com Fri, 04 Sep 2009 02:52:26 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199527 [...] Capitalist lists his contributions to the Globe and Mail’s list of top investment deals. I’m surprised no one mentioned employer matching contributions to group RRSPs, [...] [...] Capitalist lists his contributions to the Globe and Mail’s list of top investment deals. I’m surprised no one mentioned employer matching contributions to group RRSPs, [...]

]]> By: Ryan http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199506 Ryan Thu, 03 Sep 2009 19:24:12 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199506 Canadian Capitalist, I have used Canadian Shareowner for about 5 years now. They are okay for beginners but there are some big disadvantages that people should be aware of. The first is that Canadian Shareowner has been raising its rates steadily over the past two years. It is now $40 to purchase any number of a basket of stocks. This is a bit pricey if you are trying to implement a couch potateo portfolio with only 4 or 5 ETFs. The second disadvantage is that Canadian Shareowner does not offer the best ETFs (ie. only a few Vanguard ETFs can be purchased for Canadian Shareowner). The final disadvantage is the currency conversion. Every time you buy a US asset you pay 1.4% as a currency fee. When you see the US asset you pay ather 1.4% currency fee. I am waiting to build up my portfolio to $100k at which point I plan to move to TDW. Ryan Canadian Capitalist, I have used Canadian Shareowner for about 5 years now. They are okay for beginners but there are some big disadvantages that people should be aware of.

The first is that Canadian Shareowner has been raising its rates steadily over the past two years. It is now $40 to purchase any number of a basket of stocks. This is a bit pricey if you are trying to implement a couch potateo portfolio with only 4 or 5 ETFs.

The second disadvantage is that Canadian Shareowner does not offer the best ETFs (ie. only a few Vanguard ETFs can be purchased for Canadian Shareowner).

The final disadvantage is the currency conversion. Every time you buy a US asset you pay 1.4% as a currency fee. When you see the US asset you pay ather 1.4% currency fee.

I am waiting to build up my portfolio to $100k at which point I plan to move to TDW.

Ryan

]]> By: Canuck Finances » Blog Archive » Post from Canadian Capitalist http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199361 Canuck Finances » Blog Archive » Post from Canadian Capitalist Tue, 01 Sep 2009 23:33:21 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199361 [...] simply love this post from CC. It demonstrates the top 5 investment deals [...] [...] simply love this post from CC. It demonstrates the top 5 investment deals [...]

]]> By: Jon D. http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199341 Jon D. Tue, 01 Sep 2009 19:38:41 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199341 Russell, check out the USD RSP faq: http://www.questrade.com/trading/registered_accounts_usd_faqs.aspx It's all there. Russell, check out the USD RSP faq:
http://www.questrade.com/trading/registered_accounts_usd_faqs.aspx

It’s all there.

]]> By: Russell O'Connor http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199328 Russell O'Connor Tue, 01 Sep 2009 15:35:58 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199328 @Jon202: what do you mean by "UNLESS you converted the funds ahead of time." I have an Questrade RRSP account holding USD, and it sounds like there might be some aspect that I don't understand. @Jon202: what do you mean by “UNLESS you converted the funds ahead of time.” I have an Questrade RRSP account holding USD, and it sounds like there might be some aspect that I don’t understand.

]]> By: Cogsy http://www.canadiancapitalist.com/top-5-investment-deals/#comment-199290 Cogsy Tue, 01 Sep 2009 00:21:48 +0000 http://www.canadiancapitalist.com/?p=2899#comment-199290 CC, your post on DRIPs and ETFs is very timely. I was planning on posting a few questions for you. I opened an RRSP account with TDW last September and have been consolidating my RRSPs since. I recently looked back at my online statements to see how much I have made on DRIPs with my e-Series funds. I was very surprised to see that I had received a significant amount of money through DRIPs. It looks like TDB900 and TDB902 pay out annually in December. TDB909 pays out monthly and TDB911 pays out quarterly. I am now thinking seriously about moving in to ETFs and was comparing the dividend payouts for iShares XIC with TDB900. From what I can tell, XIC paid out $0.55 per unit in December 2008 vs. the $0.76 per unit for TDB900. The unit prices were very similar and I was very surprised to see a delta of $0.21 per unit. In December of 2008 both were running at about $13.50 per unit which would mean 1.6% between the two. If I am not missing something, am I not potentially giving up more by trying to save a fraction of one percent on the MER? Was 2008 an anomaly and in most other cases XIC is comparable to TDB900? I also wanted to know if DRIPs were factored in to the posted rate of returns for the e-Series and iShares funds....or are the DRIPs above and beyond? Lastly, do you have a tool for tracking your average annual rate of return with a discount broker. When I had a full service account with Standard Life I could just run a report. I don't see any option in the TDW website to get that sort of information. I am assuming I would need to track it in Excel and was wondering if anybody had a robust template. CC, your post on DRIPs and ETFs is very timely. I was planning on posting a few questions for you.

I opened an RRSP account with TDW last September and have been consolidating my RRSPs since. I recently looked back at my online statements to see how much I have made on DRIPs with my e-Series funds. I was very surprised to see that I had received a significant amount of money through DRIPs. It looks like TDB900 and TDB902 pay out annually in December. TDB909 pays out monthly and TDB911 pays out quarterly.

I am now thinking seriously about moving in to ETFs and was comparing the dividend payouts for iShares XIC with TDB900. From what I can tell, XIC paid out $0.55 per unit in December 2008 vs. the $0.76 per unit for TDB900. The unit prices were very similar and I was very surprised to see a delta of $0.21 per unit. In December of 2008 both were running at about $13.50 per unit which would mean 1.6% between the two. If I am not missing something, am I not potentially giving up more by trying to save a fraction of one percent on the MER? Was 2008 an anomaly and in most other cases XIC is comparable to TDB900?

I also wanted to know if DRIPs were factored in to the posted rate of returns for the e-Series and iShares funds….or are the DRIPs above and beyond?

Lastly, do you have a tool for tracking your average annual rate of return with a discount broker. When I had a full service account with Standard Life I could just run a report. I don’t see any option in the TDW website to get that sort of information. I am assuming I would need to track it in Excel and was wondering if anybody had a robust template.

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