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	<title>Comments on: This and That</title>
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		<title>By: Jon D.</title>
		<link>http://www.canadiancapitalist.com/this-and-that-52/#comment-56878</link>
		<dc:creator>Jon D.</dc:creator>
		<pubDate>Fri, 20 Jul 2007 02:32:29 +0000</pubDate>
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		<description>Also UCCB and CCTB are only paid on whole months (and it is retroactive).  So have your child near the end of the month too, preferably 30th or 31st. :)</description>
		<content:encoded><![CDATA[<p>Also UCCB and CCTB are only paid on whole months (and it is retroactive).  So have your child near the end of the month too, preferably 30th or 31st. <img src='http://www.canadiancapitalist.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Canadian Capitalist</title>
		<link>http://www.canadiancapitalist.com/this-and-that-52/#comment-56847</link>
		<dc:creator>Canadian Capitalist</dc:creator>
		<pubDate>Thu, 19 Jul 2007 23:03:09 +0000</pubDate>
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		<description>FJ: Sometime in the first half of the year (March to June) would be ideal. If you are planning on day care (which is tax deductible), its better to have more income in the second calendar year than the first. Still, it is impossible to precisely time these things. Babies have a mind of their own on when to come out!! :)</description>
		<content:encoded><![CDATA[<p>FJ: Sometime in the first half of the year (March to June) would be ideal. If you are planning on day care (which is tax deductible), its better to have more income in the second calendar year than the first. Still, it is impossible to precisely time these things. Babies have a mind of their own on when to come out!! <img src='http://www.canadiancapitalist.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: FinancialJungle.com</title>
		<link>http://www.canadiancapitalist.com/this-and-that-52/#comment-56846</link>
		<dc:creator>FinancialJungle.com</dc:creator>
		<pubDate>Thu, 19 Jul 2007 22:53:21 +0000</pubDate>
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		<description>Hi CC, this question may be a bit off-topic.  If it&#039;s all the same to you, when is the most tax-efficient time to have a child?  My instinct tells me the middle of the year.  That way, income is divided evenly between 2 calendar years to minimize marginal tax rates.

Thanks,
FJ</description>
		<content:encoded><![CDATA[<p>Hi CC, this question may be a bit off-topic.  If it&#8217;s all the same to you, when is the most tax-efficient time to have a child?  My instinct tells me the middle of the year.  That way, income is divided evenly between 2 calendar years to minimize marginal tax rates.</p>
<p>Thanks,<br />
FJ</p>
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		<title>By: Big Cajun Man</title>
		<link>http://www.canadiancapitalist.com/this-and-that-52/#comment-56759</link>
		<dc:creator>Big Cajun Man</dc:creator>
		<pubDate>Thu, 19 Jul 2007 15:18:26 +0000</pubDate>
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		<description>Glad you pointed that out, I had forgotten completely about that. My employer says I have to fill in a new form, even though they have the data? Gee thanks guys.</description>
		<content:encoded><![CDATA[<p>Glad you pointed that out, I had forgotten completely about that. My employer says I have to fill in a new form, even though they have the data? Gee thanks guys.</p>
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		<title>By: Road to Harvard</title>
		<link>http://www.canadiancapitalist.com/this-and-that-52/#comment-56629</link>
		<dc:creator>Road to Harvard</dc:creator>
		<pubDate>Thu, 19 Jul 2007 02:18:30 +0000</pubDate>
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		<description>@3 

I think people have trouble making the distinction between an investment and pure speculation.</description>
		<content:encoded><![CDATA[<p>@3 </p>
<p>I think people have trouble making the distinction between an investment and pure speculation.</p>
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