Comments on: This and That http://www.canadiancapitalist.com/this-and-that-37/ Helping you invest and prosper Sat, 11 Feb 2012 12:40:17 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Quincy A. http://www.canadiancapitalist.com/this-and-that-37/#comment-24587 Quincy A. Mon, 19 Mar 2007 01:33:18 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-24587 Jon D: I work for Canada's oldest "big 5" bank, and we have the stock purchase plan described, but *also* a Pension plan. Best of both worlds, I guess. Although I'm sure our Pension doesn't compare to that offered to Federal Government employees. Jon D: I work for Canada’s oldest “big 5″ bank, and we have the stock purchase plan described, but *also* a Pension plan. Best of both worlds, I guess. Although I’m sure our Pension doesn’t compare to that offered to Federal Government employees.

]]> By: Canadian Dream http://www.canadiancapitalist.com/this-and-that-37/#comment-23707 Canadian Dream Mon, 12 Mar 2007 02:47:33 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23707 CC, Thanks for the link. CD CC,

Thanks for the link.

CD

]]> By: j&w http://www.canadiancapitalist.com/this-and-that-37/#comment-23468 j&w Fri, 09 Mar 2007 18:42:41 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23468 I moved from the US about a year ago, and was nothing short of staggered by cellphone charges. It really is a disgrace. I moved from the US about a year ago, and was nothing short of staggered by cellphone charges. It really is a disgrace.

]]> By: Jon D. http://www.canadiancapitalist.com/this-and-that-37/#comment-23467 Jon D. Fri, 09 Mar 2007 17:30:24 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23467 I have a relative who works for a "big 5" bank, and they get a group RSP matching(not sure as to the %) as well as a stock purchase plan of 5% of pay matched by 50%. Though I would never give it up for my Defined Benefit Pension. As for cell phones, yes "Number Portability" is supposed to take "effect" March 14, 2007 according to CRTC rules. I have a relative who works for a “big 5″ bank, and they get a group RSP matching(not sure as to the %) as well as a stock purchase plan of 5% of pay matched by 50%.

Though I would never give it up for my Defined Benefit Pension.

As for cell phones, yes “Number Portability” is supposed to take “effect” March 14, 2007 according to CRTC rules.

]]> By: Calin http://www.canadiancapitalist.com/this-and-that-37/#comment-23465 Calin Fri, 09 Mar 2007 16:30:52 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23465 [4] is a bit misleading, from Sun's release: [Since many of these plans include company matching of employee contributions...] Since not ALL plans have a company contribution, there might not be any advantage of using them instead of a personal RRSP. [4] is a bit misleading, from Sun’s release: [Since many of these plans include company matching of employee contributions...]
Since not ALL plans have a company contribution, there might not be any advantage of using them instead of a personal RRSP.

]]> By: Bob http://www.canadiancapitalist.com/this-and-that-37/#comment-23463 Bob Fri, 09 Mar 2007 15:40:50 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23463 Re: Point # 4. Couldn't agree more. I work for a well known company with 2000-3000 employees. Not only do I get a good pension plan but I also take part in the Group RSP. The company also offer purchase of company stock and for every $400 you invest they give you $100 for nothing. In the Group RSP(tax deducted at source), I am able to invest in mutual funds where the management fee is around 1%. What a deal. The unreal part of all this is that there are so many people in my office that are blissfully ignorant of this huge benefit. Re: Point # 4.

Couldn’t agree more. I work for a well known company with 2000-3000 employees. Not only do I get a good pension plan but I also take part in the Group RSP. The company also offer purchase of company stock and for every $400 you invest they give you $100 for nothing. In the Group RSP(tax deducted at source), I am able to invest in mutual funds where the management fee is around 1%. What a deal.

The unreal part of all this is that there are so many people in my office that are blissfully ignorant of this huge benefit.

]]> By: Canadian Capitalist http://www.canadiancapitalist.com/this-and-that-37/#comment-23457 Canadian Capitalist Fri, 09 Mar 2007 14:37:47 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23457 Phil: I was planning to move to TD Waterhouse and I still haven't finished the paperwork, so I'm still with RBC Direct. I have an E*Trade account through work (for the ESPP program) and find that they are a good choice if all you are interested in are equities. I have to say that their Cash Optimizer account is impressive and pays 4.75% for a USD account. Nice place to park your money if you patient for opportunities. Phil: I was planning to move to TD Waterhouse and I still haven’t finished the paperwork, so I’m still with RBC Direct. I have an E*Trade account through work (for the ESPP program) and find that they are a good choice if all you are interested in are equities. I have to say that their Cash Optimizer account is impressive and pays 4.75% for a USD account. Nice place to park your money if you patient for opportunities.

]]> By: Phil S http://www.canadiancapitalist.com/this-and-that-37/#comment-23455 Phil S Fri, 09 Mar 2007 13:33:25 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23455 Hey CC, How have you been finding ETrade? If I recall correctly, you were thinking of changing over to them? I am thinking of switching out of BMO Investorline to ETrade, but even during the recent market plunge and recovery, I still haven't seen any "bargains". So, I still have some time to set up the new account. I just wanted some feedback as to your opinion of ETrade. Hey CC,
How have you been finding ETrade? If I recall correctly, you were thinking of changing over to them?
I am thinking of switching out of BMO Investorline to ETrade, but even during the recent market plunge and recovery, I still haven’t seen any “bargains”. So, I still have some time to set up the new account. I just wanted some feedback as to your opinion of ETrade.

]]> By: Dave http://www.canadiancapitalist.com/this-and-that-37/#comment-23444 Dave Fri, 09 Mar 2007 08:17:38 +0000 http://www.canadiancapitalist.com/2007/03/08/this-and-that-37#comment-23444 Apparently people will soon be able to switch cell phone providers while keeping the same phone number. This should help competition. Apparently people will soon be able to switch cell phone providers while keeping the same phone number. This should help competition.

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