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	<title>Comments on: The debate over harmonization</title>
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		<title>By: Ian Leafe</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-208226</link>
		<dc:creator>Ian Leafe</dc:creator>
		<pubDate>Sat, 09 Jan 2010 02:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-208226</guid>
		<description>I believe that all heating/cooling costs in all political buildings .Prov.Dominion,should be payed for out of salaries by the inside workers enjoying what I call &quot;A taxable Benefit &quot;
The worker? inside pats no  taxes  or costs  wereas the stay at home picks up the tad for comfort or medical neccessity ,
All govt workers should get same pay unless theyre Profeionals.
No way should Unions run the Country.if they strike then fire them  Mail delivery should be delivered by reetirees if fit enough to carry the bag . Offer them $15 per hour and stand back from the rush.
The results should lower mail costs  annd lower management fees  and Pensions .City vehicles should all be ru on Nat Gas with refill stations   at convenient locations . no city /Govt employee sould have a  credit card  to use on the taxpayers vehicle to go to the cottage and return on my taxes All govt Prov  vehivles should be well identified by colour and Dept Name so get to it Mr Miller and MGINTY</description>
		<content:encoded><![CDATA[<p>I believe that all heating/cooling costs in all political buildings .Prov.Dominion,should be payed for out of salaries by the inside workers enjoying what I call &#8220;A taxable Benefit &#8221;<br />
The worker? inside pats no  taxes  or costs  wereas the stay at home picks up the tad for comfort or medical neccessity ,<br />
All govt workers should get same pay unless theyre Profeionals.<br />
No way should Unions run the Country.if they strike then fire them  Mail delivery should be delivered by reetirees if fit enough to carry the bag . Offer them $15 per hour and stand back from the rush.<br />
The results should lower mail costs  annd lower management fees  and Pensions .City vehicles should all be ru on Nat Gas with refill stations   at convenient locations . no city /Govt employee sould have a  credit card  to use on the taxpayers vehicle to go to the cottage and return on my taxes All govt Prov  vehivles should be well identified by colour and Dept Name so get to it Mr Miller and MGINTY</p>
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		<title>By: Colourful Money</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-190366</link>
		<dc:creator>Colourful Money</dc:creator>
		<pubDate>Fri, 01 May 2009 00:48:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-190366</guid>
		<description>Here&#039;s an in depth analysis of the HST debacle straight from a tax specialist&#039;s mouth that I figured would add value to you guys: http://colourfulmoney.com/?p=433</description>
		<content:encoded><![CDATA[<p>Here&#8217;s an in depth analysis of the HST debacle straight from a tax specialist&#8217;s mouth that I figured would add value to you guys: <a href="http://colourfulmoney.com/?p=433" rel="nofollow">http://colourfulmoney.com/?p=433</a></p>
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		<title>By: Phil S</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187308</link>
		<dc:creator>Phil S</dc:creator>
		<pubDate>Mon, 30 Mar 2009 19:57:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187308</guid>
		<description>Or maybe it&#039;s just envy that I don&#039;t have a pork barrel job for life...  ;0)</description>
		<content:encoded><![CDATA[<p>Or maybe it&#8217;s just envy that I don&#8217;t have a pork barrel job for life&#8230;  ;0)</p>
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		<title>By: Phil S</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187307</link>
		<dc:creator>Phil S</dc:creator>
		<pubDate>Mon, 30 Mar 2009 19:55:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187307</guid>
		<description>@DAvid.  It&#039;s because you answered your own question.  The Libertarian view is that we should only be paying for the services that we use, which I completely agree with...  All Canadians &quot;use&quot; services like National Defense, RCMP, etc.  But I&#039;ve been to the Aerospace Museum umm...  Zero times.

Look, there&#039;s no convincing me that our government isn&#039;t totally pissing away our tax dollars on useless program spending.  And I&#039;m sure that there&#039;s no convincing you that our government should be more responsible with our money.  That&#039;s where I just chalk it up to partisan differences in our political views.  I just get rather perturbed when my friends at AECL really don&#039;t care whether they sell any reactors or not, they continue to earn their 6-figure salary and government pension regardless of how many hundreds of millions they lose.</description>
		<content:encoded><![CDATA[<p>@DAvid.  It&#8217;s because you answered your own question.  The Libertarian view is that we should only be paying for the services that we use, which I completely agree with&#8230;  All Canadians &#8220;use&#8221; services like National Defense, RCMP, etc.  But I&#8217;ve been to the Aerospace Museum umm&#8230;  Zero times.</p>
<p>Look, there&#8217;s no convincing me that our government isn&#8217;t totally pissing away our tax dollars on useless program spending.  And I&#8217;m sure that there&#8217;s no convincing you that our government should be more responsible with our money.  That&#8217;s where I just chalk it up to partisan differences in our political views.  I just get rather perturbed when my friends at AECL really don&#8217;t care whether they sell any reactors or not, they continue to earn their 6-figure salary and government pension regardless of how many hundreds of millions they lose.</p>
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		<title>By: Thicken My Wallet</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187298</link>
		<dc:creator>Thicken My Wallet</dc:creator>
		<pubDate>Mon, 30 Mar 2009 17:13:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187298</guid>
		<description>Maybe the various levels of  government are not saying this but their actions- HST does afford businesses greater tax credits, raising of the threshold of when small biz tax rate, expanding the life-time capital gains exemption on qualified small businesses, improved tax credits for apprenticeship training, lowering of corporate taxes, elimination of small business surtax, accerlating CCA allowances, shifting of the municipal tax burden from businesses to home owners-  seems to indicate that policy makers believe that the recovery will be powered by small business growth and not a return to excessive consumer consumption or multi-nationals going on a hiring spree.

It is interesting because the rhetoric is on the consumer level but the actions are on the small business level.</description>
		<content:encoded><![CDATA[<p>Maybe the various levels of  government are not saying this but their actions- HST does afford businesses greater tax credits, raising of the threshold of when small biz tax rate, expanding the life-time capital gains exemption on qualified small businesses, improved tax credits for apprenticeship training, lowering of corporate taxes, elimination of small business surtax, accerlating CCA allowances, shifting of the municipal tax burden from businesses to home owners-  seems to indicate that policy makers believe that the recovery will be powered by small business growth and not a return to excessive consumer consumption or multi-nationals going on a hiring spree.</p>
<p>It is interesting because the rhetoric is on the consumer level but the actions are on the small business level.</p>
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		<title>By: Traciatim</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187297</link>
		<dc:creator>Traciatim</dc:creator>
		<pubDate>Mon, 30 Mar 2009 17:01:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187297</guid>
		<description>Maybe I should have been more clear. Purchase of a used vehicle, there are trhee taxes in NB when purchasing a vehicle, the HST when purchased any vehicle used through a dealer, the Provincial Vehicle Tax, PVT, when purchased a motor vehicle from an individual, and the Tangible Personal Property Tax, TPPT, when you purchase a boat or aircraft from an individual. 

They are all 13%, and apply every time the title transfers inside NB under their respective guidelines.</description>
		<content:encoded><![CDATA[<p>Maybe I should have been more clear. Purchase of a used vehicle, there are trhee taxes in NB when purchasing a vehicle, the HST when purchased any vehicle used through a dealer, the Provincial Vehicle Tax, PVT, when purchased a motor vehicle from an individual, and the Tangible Personal Property Tax, TPPT, when you purchase a boat or aircraft from an individual. </p>
<p>They are all 13%, and apply every time the title transfers inside NB under their respective guidelines.</p>
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		<title>By: mfd</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187296</link>
		<dc:creator>mfd</dc:creator>
		<pubDate>Mon, 30 Mar 2009 16:52:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187296</guid>
		<description>I don&#039;t know CC.  Sure maybe there aren&#039;t that many provisions that affect higher income earners but the ones that are there do bother me.   It continues to compound the fact that I pay more in property tax for an 866 square condo then someone who pays for a whole house simply because of the value of my property. I don&#039;t use more services than someone else but I&#039;m forced to pay for more. 

Same goes for children. My fiance and I are choosing to have 2-3 kids and not 5 or 6  and she will only take a year off for each of them. She&#039;s making a sacrifice to go back to work just like a parent who decides to stay home for longer makes a sacrifice except the government penalizes us.

Don&#039;t get me wrong, I believe in social services like health care, I believe in CPP and EI (though not in its current form), and I would love to see a national child care program. I make my contribution via a tiered taxed system but it just seems the system wants more out of me. 

I wasn&#039;t planning on buying a brand new $500k house but a $400K was a definite possibility. Now I won&#039;t by a brand new house at all. Looking at all the ways the government taxes you is new to me. We work hard to earn our income and I&#039;m beginning to wonder what the point is.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know CC.  Sure maybe there aren&#8217;t that many provisions that affect higher income earners but the ones that are there do bother me.   It continues to compound the fact that I pay more in property tax for an 866 square condo then someone who pays for a whole house simply because of the value of my property. I don&#8217;t use more services than someone else but I&#8217;m forced to pay for more. </p>
<p>Same goes for children. My fiance and I are choosing to have 2-3 kids and not 5 or 6  and she will only take a year off for each of them. She&#8217;s making a sacrifice to go back to work just like a parent who decides to stay home for longer makes a sacrifice except the government penalizes us.</p>
<p>Don&#8217;t get me wrong, I believe in social services like health care, I believe in CPP and EI (though not in its current form), and I would love to see a national child care program. I make my contribution via a tiered taxed system but it just seems the system wants more out of me. </p>
<p>I wasn&#8217;t planning on buying a brand new $500k house but a $400K was a definite possibility. Now I won&#8217;t by a brand new house at all. Looking at all the ways the government taxes you is new to me. We work hard to earn our income and I&#8217;m beginning to wonder what the point is.</p>
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		<title>By: Canadian Capitalist</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187293</link>
		<dc:creator>Canadian Capitalist</dc:creator>
		<pubDate>Mon, 30 Mar 2009 15:46:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187293</guid>
		<description>@mfd: I&#039;m not sure how all the provisions in the budget target higher income people. True, the $1,000 transition benefit only applies to families that have a net income of less than $160K (or individuals with a net income of less than $80K). That is a pretty high bar. 

In fact, the opposite might be true. Harmonization is a regressive tax -- it hurts lower income Ontarians more, which is why there is a provision for enhanced sales credits. But the cuts in corporate taxes will disproportionately benefit individuals who own a lot of stocks -- presumably these people have much higher incomes than normal. In my mind, I don&#039;t think of this as even more taxing on higher income individuals and families. In fact, that is one of the problems I had with the &quot;health premium&quot; -- it was a proportionately higher tax on average income households.

@Alexandra &amp; @Traciatim: I&#039;m not sure the HST will now be applicable on used vehicles. I would think not but I&#039;m not sure. On the same topic, I notice that there is a PST but not GST on home insurance premiums. Would a HST now be applied on it?

@Ian: It is true that *new homes* costing more than $400K will cost more. Apparently, the PST savings for builders will amount to 2 to 3 percent of the price of a new home -- savings they will presumably pass on to consumers. As someone pointed out before, we have a choice with many consumption taxes -- we can modify our consumption by buying a resale home in that price range.</description>
		<content:encoded><![CDATA[<p>@mfd: I&#8217;m not sure how all the provisions in the budget target higher income people. True, the $1,000 transition benefit only applies to families that have a net income of less than $160K (or individuals with a net income of less than $80K). That is a pretty high bar. </p>
<p>In fact, the opposite might be true. Harmonization is a regressive tax &#8212; it hurts lower income Ontarians more, which is why there is a provision for enhanced sales credits. But the cuts in corporate taxes will disproportionately benefit individuals who own a lot of stocks &#8212; presumably these people have much higher incomes than normal. In my mind, I don&#8217;t think of this as even more taxing on higher income individuals and families. In fact, that is one of the problems I had with the &#8220;health premium&#8221; &#8212; it was a proportionately higher tax on average income households.</p>
<p>@Alexandra &#038; @Traciatim: I&#8217;m not sure the HST will now be applicable on used vehicles. I would think not but I&#8217;m not sure. On the same topic, I notice that there is a PST but not GST on home insurance premiums. Would a HST now be applied on it?</p>
<p>@Ian: It is true that *new homes* costing more than $400K will cost more. Apparently, the PST savings for builders will amount to 2 to 3 percent of the price of a new home &#8212; savings they will presumably pass on to consumers. As someone pointed out before, we have a choice with many consumption taxes &#8212; we can modify our consumption by buying a resale home in that price range.</p>
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		<title>By: DAvid</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187291</link>
		<dc:creator>DAvid</dc:creator>
		<pubDate>Mon, 30 Mar 2009 15:19:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187291</guid>
		<description>Phil S asks: &lt;i&gt;&quot;Why should some taxpayer in, let’s say, Saskatoon, fund an infrastructure project here in Toronto?&quot;&lt;/i&gt;

Possibly because it benefits the Saskatoon resident in an indirect manner. The road from the manufacturing heartland to Saskatoon allows the fridge she needs during the summer to be shipped. The water and sewer system allows the worker to live in a location which is a reasonable distance from the work site.

It seems to me that a country based on Liberterian principles would take us back to pre Industrial Revolution economies, where most lived in squalor on farms extract just enough to survive on.

DAvid</description>
		<content:encoded><![CDATA[<p>Phil S asks: <i>&#8220;Why should some taxpayer in, let’s say, Saskatoon, fund an infrastructure project here in Toronto?&#8221;</i></p>
<p>Possibly because it benefits the Saskatoon resident in an indirect manner. The road from the manufacturing heartland to Saskatoon allows the fridge she needs during the summer to be shipped. The water and sewer system allows the worker to live in a location which is a reasonable distance from the work site.</p>
<p>It seems to me that a country based on Liberterian principles would take us back to pre Industrial Revolution economies, where most lived in squalor on farms extract just enough to survive on.</p>
<p>DAvid</p>
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		<title>By: DAvid</title>
		<link>http://www.canadiancapitalist.com/the-debate-over-harmonization/#comment-187283</link>
		<dc:creator>DAvid</dc:creator>
		<pubDate>Mon, 30 Mar 2009 14:43:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/?p=1966#comment-187283</guid>
		<description>Phil S,
      You have not answered my question to you.

On CIDA -- that money is targeted to specific locations where the money will do the most good, and in one instance with which I am very familiar requires that  the donor (s) from Canada ,and the receiving country raise about 6/7th of the total donated. There is a requirement that the funds be carefully accounted, and a restriction on further funds to any country, or donor partner if full and accurate accounting does not occur. Thus there is good return on the investment, money is mulriplied and it is targeted where it will do the most good, the local government also supports the initiative, and the participants have a good reason to ensure the funds are fully accounted.

I very much doubt this takes &quot;thousands&quot; of civil servants to manage, more like a handful.

As Geron so eloquently put it -- &quot;A significant cut in government revenue would mean a large reduction in the quality of essential services.&quot; 
 
Since most of our government budgets are spent on Health Care, Education, and social services, (in BC about 75%) what would YOU cut to see a significant reduction in taxes: roads, drinking water, policing &amp; military, or something else?

Now if we look the the increase in child care facilities that has occurred in Canada due to the Tory Child Tax Credit, we can readily see how well folks come together to create infrastructure and services when left to themselves.

DAvid</description>
		<content:encoded><![CDATA[<p>Phil S,<br />
      You have not answered my question to you.</p>
<p>On CIDA &#8212; that money is targeted to specific locations where the money will do the most good, and in one instance with which I am very familiar requires that  the donor (s) from Canada ,and the receiving country raise about 6/7th of the total donated. There is a requirement that the funds be carefully accounted, and a restriction on further funds to any country, or donor partner if full and accurate accounting does not occur. Thus there is good return on the investment, money is mulriplied and it is targeted where it will do the most good, the local government also supports the initiative, and the participants have a good reason to ensure the funds are fully accounted.</p>
<p>I very much doubt this takes &#8220;thousands&#8221; of civil servants to manage, more like a handful.</p>
<p>As Geron so eloquently put it &#8212; &#8220;A significant cut in government revenue would mean a large reduction in the quality of essential services.&#8221; </p>
<p>Since most of our government budgets are spent on Health Care, Education, and social services, (in BC about 75%) what would YOU cut to see a significant reduction in taxes: roads, drinking water, policing &amp; military, or something else?</p>
<p>Now if we look the the increase in child care facilities that has occurred in Canada due to the Tory Child Tax Credit, we can readily see how well folks come together to create infrastructure and services when left to themselves.</p>
<p>DAvid</p>
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