Comments on: Starting Early: Fun with Numbers http://www.canadiancapitalist.com/starting-early-fun-with-numbers/ Helping you invest and prosper Sun, 12 Feb 2012 00:54:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: From the archives: Fun with Numbers | MoneySense http://www.canadiancapitalist.com/starting-early-fun-with-numbers/#comment-253538 From the archives: Fun with Numbers | MoneySense Thu, 02 Sep 2010 13:33:32 +0000 http://www.canadiancapitalist.com/?p=189#comment-253538 [...] A recent post on this topic by Michael James reminded me of this post that was first published here in June 2005. Note the overly optimistic and rather naive assumption of a 9 percent real [...] [...] A recent post on this topic by Michael James reminded me of this post that was first published here in June 2005. Note the overly optimistic and rather naive assumption of a 9 percent real [...]

]]> By: From the archives: Fun with Numbers | Canadian Capitalist http://www.canadiancapitalist.com/starting-early-fun-with-numbers/#comment-252937 From the archives: Fun with Numbers | Canadian Capitalist Wed, 01 Sep 2010 04:29:04 +0000 http://www.canadiancapitalist.com/?p=189#comment-252937 [...] A recent post on this topic by Michael James reminded me of this post that was first published here in June 2005. Note the overly optimistic and rather naive assumption of a 9 percent real [...] [...] A recent post on this topic by Michael James reminded me of this post that was first published here in June 2005. Note the overly optimistic and rather naive assumption of a 9 percent real [...]

]]> By: Compounding Interest: Best Investment Strategy -Invest Early | Financial Highway http://www.canadiancapitalist.com/starting-early-fun-with-numbers/#comment-198779 Compounding Interest: Best Investment Strategy -Invest Early | Financial Highway Tue, 25 Aug 2009 06:02:39 +0000 http://www.canadiancapitalist.com/?p=189#comment-198779 [...] earlier however when discussing investing the magic of compounding can never be overstated. The earlier you invest the more you can benefit from compounding interest; this is exactly why investing early is so critical. People often ask [...] [...] earlier however when discussing investing the magic of compounding can never be overstated. The earlier you invest the more you can benefit from compounding interest; this is exactly why investing early is so critical. People often ask [...]

]]> By: Jose Anes http://www.canadiancapitalist.com/starting-early-fun-with-numbers/#comment-121 Jose Anes Wed, 30 Nov -0001 00:00:00 +0000 http://www.canadiancapitalist.com/?p=189#comment-121 Early investing also allows you to divide your retirement investment along a long time. It is easier on the pocket, alloweing a bit more space for luxuries.<BR/><BR/><A HREF="http://aneshome.com/weblog/money/" REL="nofollow">Money and Investing</A> Early investing also allows you to divide your retirement investment along a long time. It is easier on the pocket, alloweing a bit more space for luxuries.

Money and Investing

]]> By: JLP http://www.canadiancapitalist.com/starting-early-fun-with-numbers/#comment-122 JLP Wed, 30 Nov -0001 00:00:00 +0000 http://www.canadiancapitalist.com/?p=189#comment-122 Arbee,<BR/><BR/>Thanks for the mention.<BR/><BR/>One thing about your example: When you say you are factoring in inflation, does that mean that you are adjusting (increasing) the $3,000 per year by the 3% inflation rate?<BR/><BR/>One thing I didn't factor into my equation was the impact of raises and such. My goal was to make the example simple enough for people to understand the impact of saving money.<BR/><BR/>Good post! Keep up the good work!<BR/><BR/>JLP<BR/><BR/><A HREF="http://allthingsfinancial.blogspot.com" REL="nofollow">AllThingsFinancial</A> Arbee,

Thanks for the mention.

One thing about your example: When you say you are factoring in inflation, does that mean that you are adjusting (increasing) the $3,000 per year by the 3% inflation rate?

One thing I didn’t factor into my equation was the impact of raises and such. My goal was to make the example simple enough for people to understand the impact of saving money.

Good post! Keep up the good work!

JLP

AllThingsFinancial

]]> By: Canadian Capitalist http://www.canadiancapitalist.com/starting-early-fun-with-numbers/#comment-123 Canadian Capitalist Wed, 30 Nov -0001 00:00:00 +0000 http://www.canadiancapitalist.com/?p=189#comment-123 JLP: Yes. I am adjusting inflation at the end of every year. <BR/><BR/>Please note, I am not saying early investing is not good. If we start early, we need to invest less money over time to achieve our investment goals like JA point out. <BR/><BR/>It sounds like I am nitpicking, but all I am saying is inflation corrodes our investment returns that returns are just a little bit less impressive than it first seems. JLP: Yes. I am adjusting inflation at the end of every year.

Please note, I am not saying early investing is not good. If we start early, we need to invest less money over time to achieve our investment goals like JA point out.

It sounds like I am nitpicking, but all I am saying is inflation corrodes our investment returns that returns are just a little bit less impressive than it first seems.

]]>