Comments on: Sleepy Portfolio Rebalancing Spreadsheet

By: Al

Al — Thu, 29 Apr 2010 03:06:32 +0000

I have a question similar to Rob H’s.
Is it better to buy the same proportions (for example 20% bonds, 20% Canadian stocks, 30% US stocks and 30% International stocks everytime), then rebalance (sell/buy) once a year?
Or, make a special buy once a year, for only the funds that are running lower than the target? (no selling here, just buying)
Which approach would you expect to produce higher gains/growth? please explain.
Thanks

By: Rob H

Rob H — Fri, 26 Mar 2010 16:24:44 +0000

So I am ready to start these TD eseries funds, and will be using them for an RESP, I would like to do bi-weekly or monthly purchases, but then how do I rebalance every year? Do I just do the monthly purchases in the new rebalanced format or is it better to sell everything once a year then rebuy? Please explain the pros and cons of any way you suggest. Thanks

By: Sleepy Mini Portfolio Q1-2010 Update | Canadian Capitalist

Sleepy Mini Portfolio Q1-2010 Update | Canadian Capitalist — Tue, 02 Mar 2010 03:13:56 +0000

[...] — 20% bonds, 20% Canadian stocks, 30% US stocks and 30% International stocks. I use this spreadsheet to divvy up the new money between the portfolio components. You might notice that International equities are currently slightly below plan, so that’s [...]

By: Maury

Maury — Thu, 06 Aug 2009 18:49:32 +0000

Hi,
I am starting out my investment in the td e-funds. I plan for this to currently account for all of my RRSP holdings. I am curious to know why other e-funds have not been chosen to make up part of the portfolio (outside of the same funds that are in USD or currency neurtal). For example no Euro, Japanese, dow jones or nasdaq index?
Insight would be great appreciated as I get going on and with this.
Thank you

By: Sleepy Mini Portfolio Q2-2009 Update | Canadian Capitalist

Sleepy Mini Portfolio Q2-2009 Update | Canadian Capitalist — Tue, 02 Jun 2009 02:24:05 +0000

[...] use the nifty rebalancing spreadsheet to figure out how much of each holding should be purchased to bring the portfolio to target. [...]

By: Sleepy Portfolio: Low-Cost, Low-Maintenance, Tax-Efficient, ETF Portfolio | Canadian Capitalist

Mon, 01 Jun 2009 21:23:52 +0000

[...] This nifty spreadsheet simplifies the rebalancing process. [...]

By: Gaby

Gaby — Fri, 10 Apr 2009 03:41:29 +0000

Thanks for the spreadsheet. Sometimes it’s just the simple things in life that make things very useful. It will take me five minutes each pay day to plug in these numbers, click on the shares (just opened a Scotiabank iTrade account).

By: Steviene

Steviene — Tue, 30 Sep 2008 19:15:36 +0000

Thanks for the spreadsheet!

By: Thanks

Thanks — Fri, 02 May 2008 15:52:40 +0000

Thanks for the spreadsheet, I put it on thru my googles docs.

By: Sleepy Mini Portfolio Update

Sleepy Mini Portfolio Update — Mon, 03 Mar 2008 23:51:59 +0000

[...] – Bonds 20%, Canadian Equities 20%, US Equities 30% and International Equities 30%. Using this simple rebalancing spreadsheet, we can easily figure out the transactions we need to [...]