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moneysense.ca, 5/06/11
Sleepy Mini Portfolio Q2-2011 Update
The Sleepy Mini Portfolio gained 1.21 percent since my previous update roughly three months back. The portfolio started out with an initial investment of $1,000 in August 2007 and $1,000 is added to the portfolio every quarter:
TDB909 – Canadian Bonds – $3,393 (20%)
TDB900 – Canadian Equities – $3,315 (19.6%)
TDB902 – US Equities – $5,183 (30.6%)
TDB911 – International Equities – $5,049 (29.5%)
Total – $16,941
Total Invested – $15,000
We’ll now add another $1,000 to the portfolio and rebalance it according to our original asset allocation — 20% bonds, 20% Canadian stocks, 30% US stocks and 30% international stocks — using this rebalancing spreadsheet. Note that you can invest a smaller sum of money than $1,000 if you sign up for a Pre-Authorized Purchase Plan where the minimum investment per fund is only $25. You can also invest more frequently than once every three months.
Transactions
TDB909 – TD Canadian Bond Index (e-Series) – Buy units for $195.05.
TDB900 – TD Canadian Index (e-Series) – Buy units for $272.88.
TDB902 – TD US Index (e-Series) – Buy units for $198.86.
TDB911 – TD International Index (e-Series) – Buy units for $333.21.
And now the portfolio can go back to sleep for another quarter.
![[Sleepy Mini Portfolio as of May 31, 2011]](http://www.canadiancapitalist.com/wp-content/uploads/2011/06/sleepy_mini_portfolio_2011_2Q.png)
moneysense.ca, 5/06/11









I am curious as to how you calculated the 1.21% return since your last quarter? Could you please post a sample calculation?
@Tim: At the end of last quarter after adding $1,000 to the account, the Portfolio had a value of $16,737. At the end of this quarter, prior to adding new money, the value was $16,941. The gain therefore is ($16,941/$16,737) – 1 or 1.21%.
Thank you for the response.
Is it important to maintain the 20% bonds, 20% Canadian stocks, 30% US stocks and 30% international stocks mix? Would you ever adjust the percentages, for example increase your Canadian stock content and decrease your US stock content?
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