Comments on: Sample Investment Policy Statement

By: Five smart moves when markets tank | BrighterLife.ca

Five smart moves when markets tank | BrighterLife.ca — Fri, 16 Dec 2011 20:20:06 +0000

[...] asset allocation, risk tolerance and liquidity needs. Canadian Capitalist posted an excellent sample investment policy statement a couple of years [...]

By: Five smart moves when markets tank | Today's economy blog

Five smart moves when markets tank | Today's economy blog — Wed, 10 Aug 2011 12:42:20 +0000

[...] asset allocation, risk tolerance and liquidity needs. Canadian Capitalist posted an excellent sample investment policy statement a couple of years [...]

By: Wise Investing should complement a savings habit | MoneySense

Wise Investing should complement a savings habit | MoneySense — Tue, 03 Aug 2010 13:16:02 +0000

[...] Sample Investment Policy Statement [...]

By: Planning Tools & Resources. « Doug Cronk's Blog

Planning Tools & Resources. « Doug Cronk's Blog — Sat, 12 Jun 2010 18:01:28 +0000

[...] are many samples of Investment Policy on the web. Use the publications at the Pension Investment Assoc. of Canada site for a [...]

By: Don’t rush your RRSP decisions | Canadian Capitalist

Don’t rush your RRSP decisions | Canadian Capitalist — Mon, 22 Feb 2010 07:03:35 +0000

[...] are invested in the latest ‘hot’ fund or sector or market. It would be better to devise an investment plan and asset allocation strategy first and then pick the products to implement the strategy. An even better strategy would be to [...]

By: Book Review: Winning the Loser’s Game | Canadian Capitalist

Book Review: Winning the Loser’s Game | Canadian Capitalist — Tue, 12 Jan 2010 04:59:50 +0000

[...] message in the book, in my opinion, is Mr. Ellis’ recommendation that all investors develop a carefully considered investment policy and commit it to writing: The principal reason you should articulate your long-term investment policies explicitly and in [...]

By: Investment Policy Statement- What is an Investment Policy? | Financial Highway

Thu, 02 Jul 2009 09:02:26 +0000

[...] you need more examples of Investment Policy Statements here is one by Canadian Capitalist and one by Four [...]

By: Andy

Andy — Wed, 17 Jun 2009 22:35:46 +0000

Really like this post. I am creating one for my family!

My two cents: I am adjusting down Bonds to 15% total, and putting the extra 5% in emerging markets (for a 10% weighting). This is to reflect that conventional wisdom today suggests that over the next 5 years (probably an appropriate time frame for this document to sit unadjusted) emerging markets will out-perform and Bonds will under-perform.
I would be interested for thoughts on whether asset allocation should reflect a bit of market expectation rather than just using set weightings for age and risk tolerance. eg. what are the odds that this leads to a bit of outperformance.

By: Performance Chasing by Professional Investors | Canadian Capitalist

Performance Chasing by Professional Investors | Canadian Capitalist — Wed, 17 Jun 2009 03:05:00 +0000

[...] many advantages that most average retail investors don’t — access to the best research, written investment policies to take the emotions out of investing etc. But when it comes to performance chasing, these professional investors can put small investors [...]

By: A Financial Advisor’s Sample IPS

A Financial Advisor’s Sample IPS — Wed, 09 Jul 2008 03:59:37 +0000

[...] I posted a sample Investment Policy Statement (IPS) that a DIY investor can use to guide her investment decisions. Subsequently, I received a sample [...]