This column on Kiplinger.com suggests that it is smart to take the traffic ticket to a judge even if guilty. I can attest that this is largely true based on an experience I had with a parking ticket. A few years ago, I had parked my car in a downtown street that did not have any “No Parking” or “No Stopping” signs, but still got towed! I was hopping mad, so I decided to fight the ticket.

At the courthouse, I waited for my turn while a parade of people pleaded “guilty with explanation” and almost all of them got their fines waived or reduced to $10 from $50. The judge was especially sympathetic to first-time offenders. When my turn arrived, I found that the by-law officer was a no-show, so I didn’t have to pay the fine. I had no luck on getting the towing charges refunded though.

Parking fines may not affect auto insurance premiums, but speeding tickets and driving offences do. It makes even more sense to fight the traffic ticket or get help from companies like POINTTS or XCopper.