I’ve been tardy in keeping the Sleepy Portfolio in line with the target allocation (cash — 5%, bonds — 20%, stocks — 70% and REITs — 5%), failing to rebalance earlier in the year. As a result, the low-risk part of the portfolio had a higher allocation compared to target and the portfolio missed out [...]

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When I last posted an update on the Sleepy Mini Portfolio, a simple, passive portfolio built out of low-cost, index mutual funds, I noted that investing feels like getting a hand stuck in a meat grinder. Well, not anymore. Less than 90 days later, stocks have rocketed upwards and the Sleepy Mini Portfolio now shows [...]

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I don’t have to tell you that it has not been a fun time for stock market investors. How bad is it out there? We now have a bear market within a bear market. So far this year, a diversified portfolio such as the Sleepy Mini Portfolio with an 80% allocation to equities would have [...]

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2008 marked the first down year for the Sleepy Portfolio since its inception in 2005. The low-cost diversified portfolio constructed using a handful of ETFs was down 20% during the year. Bonds and cash now make up almost 33% of the portfolio, 8% more than the target, suggesting that it is time to rebalance the [...]

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With stock markets in a deep funk, a portfolio heavy in stocks isn’t likely to escape the carnage. So, it is with the Sleepy Mini Portfolio, which lost about 22% over the past quarter. The current portfolio holdings are:
TDB909 - Canadian Bonds - $972 (25.6%)
TDB900 - Canadian Equities - $595 (15.7%)
TDB902 - US Equities - [...]

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With 70% of the portfolio allocated to equities, the Sleepy Portfolio could not be expected to escape the carnage in the stock market. The portfolio was down 10% over the course of the third quarter. Canadian stocks were down 18%, US stocks down 7.5%, EAFE stocks down 15.5% and emerging markets (all in Canadian [...]

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It’s more than a year since I tidied up the Sleepy Portfolio and with the recent turmoil in the stock markets, the allocations have begun to significantly diverge from their targets. The portfolio’s holdings in cash and bonds are now 31.6% compared to a target of 25%. The worst performing asset class has been the [...]

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The Sleepy Mini Portfolio lost ground, falling 4.3% since our last update in May. The current portfolio holdings are:
TDB909 - Canadian Bonds - $819 (21.2%)
TDB900 - Canadian Equities - $760 (19.7%)
TDB902 - US Equities - $1,187 (30.8%)
TDB911 - International Equities - $1,094(28.3%)
Total - $3,859
It is exactly one year since the Sleepy Mini Portfolio was launched [...]

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The Sleepy Portfolio continued to tread water in the second quarter of 2008 losing 1.08% through the quarter. The only winner was Canadian equities with XIC posting an 8% gain from the first quarter. Foreign equities had a poor quarter — US equities were down about 5%, EAFE markets were down 6.3% and emerging markets [...]

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The recovery in the equity markets is reflected in the Sleepy Mini Portfolio, which swung from a 7.5% loss at the time of the last update to a gain of 1.1% at the end of May. The current portfolio holdings are:
TDB909 - Canadian Bonds - $570.05 (18.8%)
TDB900 - Canadian Equities - $621.73 (20.5%)
TDB902 - US [...]

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