Canadian Capitalist

With 70% of the portfolio allocated to equities, the Sleepy Portfolio could not be expected to escape the carnage in the stock market. The portfolio was down 10% over the course of the third quarter. Canadian stocks were down 18%, US stocks down 7.5%, EAFE stocks down 15.5% and emerging markets (all in Canadian [...]

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It’s more than a year since I tidied up the Sleepy Portfolio and with the recent turmoil in the stock markets, the allocations have begun to significantly diverge from their targets. The portfolio’s holdings in cash and bonds are now 31.6% compared to a target of 25%. The worst performing asset class has been the [...]

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The Sleepy Mini Portfolio lost ground, falling 4.3% since our last update in May. The current portfolio holdings are:
TDB909 - Canadian Bonds - $819 (21.2%)
TDB900 - Canadian Equities - $760 (19.7%)
TDB902 - US Equities - $1,187 (30.8%)
TDB911 - International Equities - $1,094(28.3%)
Total - $3,859
It is exactly one year since the Sleepy Mini Portfolio was launched [...]

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The Sleepy Portfolio continued to tread water in the second quarter of 2008 losing 1.08% through the quarter. The only winner was Canadian equities with XIC posting an 8% gain from the first quarter. Foreign equities had a poor quarter — US equities were down about 5%, EAFE markets were down 6.3% and emerging markets [...]

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The recovery in the equity markets is reflected in the Sleepy Mini Portfolio, which swung from a 7.5% loss at the time of the last update to a gain of 1.1% at the end of May. The current portfolio holdings are:
TDB909 - Canadian Bonds - $570.05 (18.8%)
TDB900 - Canadian Equities - $621.73 (20.5%)
TDB902 - US [...]

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Equity markets have recovered somewhat from the deep losses experienced in January and the middle of March and the performance of the Sleepy Portfolio during the first quarter of 2008 reflects that. The portfolio ended the quarter with a small loss of 0.7%. Bonds (XSB and XRB) were the only winners but equities fell slightly [...]

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The past three months have not been kind to the Sleepy Mini Portfolio. The sharp fall in equities has resulted in a 7.5% loss since inception. While it is hard not be queasy, falling markets is great news for investors who are going to accumulate assets for a long time since lower prices today imply [...]

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Our sons’ RESPs are very similar to the Sleepy Mini portfolio and I rebalance them every year when making a lump-sum contribution. In the past years, I used a desk calculator, pencil and paper to figure out how to divide the new contribution among the four TD e-Series index funds. This year, I finally got [...]

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The continuing turmoil in the stock markets during the last quarter of 2007 meant that the Sleepy Portfolio lost 2.2% in the quarter and posted a minuscule gain of 0.2% for the entire year. As mentioned in yesterday’s post, bonds, Canadian and Emerging Market stocks posted positive total returns but REITs, US and EAFE stocks [...]

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It’s three months since the Sleepy Mini Portfolio was launched and it’s time to add another $1,000 to the portfolio. The portfolio’s initial asset allocation - Bonds 20%, Canadian Equities 20%, US Equities 30% and International Equities 30% - was invested in the TD Bank’s e-Series Index mutual funds. Over the past ninety days, the [...]

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