I called Action Direct and asked if they offer any cashable GICs. They do and here is how to find them on their website: Click on the “GICs / Bonds” tab. In the Fixed Income Search box, click on GICs, select type “Annual” and maturity “1 yr” and click the “Find” button. The GICs that have cashable in their name can be cashed after one month.
The last time I checked, the search returned three cashable GICs: RBMC cashable at 3.8%, Royal Bank Cashable at 3.8% and BMO AAT 30D cashable at 3.95%. I hope Action Direct realizes their website sucks when customers have to call them to find basic information like this.