The Month at the end of the Money: The Common Room has a trick to improve your spending and saving habits.

Fiscal Fitness at Library: Frugal For Life says that even little papers have some good information that may help you get off on a good start to reducing debt and saving some money.

A 5 Step Strategy for Getting Out of Debt: AllThingsFinancial looks at Loral Langemeier’s (author of The Millionaire Maker) debt reduction formula in A 5 Step Strategy for Getting Out of Debt.

Lowering Credit Card Interest Rates: Personal Finance Advice says that it pays to call your credit card company and ask for a better interest rate. Often, if you ask, you will get a better rate.

Be Wary Of Tricky Credit Card Offers: MyMoneyBlog says that even if you are just trying to get a new credit card to lower your overall interest rates, be careful of the fine print and provides an example of some tricky wording.

Cash Back Credit Cards: No Credit Needed has nothing but disdain for cash back credit cards. He is also offering a brand new personal finance podcast.

Bad debt leads to good credit? Retire at 30 argues that reducing debt is fine, but as he recently learnt, doing everything right sometimes includes taking on some bad debt to build credit history.

Next week, tune in to Consumerism Commentary for more debt reduction ideas.