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	<title>Comments on: Book Review: How To Pay Less and Keep More For Yourself</title>
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	<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/</link>
	<description>Helping you invest and prosper</description>
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		<title>By: Book Review: Rob Carrick&#8217;s Guide to What&#8217;s Good, Bad and Downright Awful in Canadian Investments Today &#124; Canadian Capitalist</title>
		<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/#comment-209048</link>
		<dc:creator>Book Review: Rob Carrick&#8217;s Guide to What&#8217;s Good, Bad and Downright Awful in Canadian Investments Today &#124; Canadian Capitalist</dc:creator>
		<pubDate>Thu, 21 Jan 2010 04:08:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/2007/01/18/book-review-how-to-pay-less-and-keep-more-for-yourself#comment-209048</guid>
		<description>[...] Less and Save More For Yourself: The Essential Consumer Guide to Canadian Banking and Investing (read my review), a guide to getting the best deals in banking and investing, with another book with an equally [...]</description>
		<content:encoded><![CDATA[<p>[...] Less and Save More For Yourself: The Essential Consumer Guide to Canadian Banking and Investing (read my review), a guide to getting the best deals in banking and investing, with another book with an equally [...]</p>
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	<item>
		<title>By: P Tome</title>
		<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/#comment-18681</link>
		<dc:creator>P Tome</dc:creator>
		<pubDate>Thu, 25 Jan 2007 21:22:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/2007/01/18/book-review-how-to-pay-less-and-keep-more-for-yourself#comment-18681</guid>
		<description>Thanks for the tip CC. Just consulted a mortgage broker... On the case!</description>
		<content:encoded><![CDATA[<p>Thanks for the tip CC. Just consulted a mortgage broker&#8230; On the case!</p>
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	<item>
		<title>By: Canadian Capitalist &#187; Mortgage Tidbit</title>
		<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/#comment-18445</link>
		<dc:creator>Canadian Capitalist &#187; Mortgage Tidbit</dc:creator>
		<pubDate>Tue, 23 Jan 2007 04:33:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/2007/01/18/book-review-how-to-pay-less-and-keep-more-for-yourself#comment-18445</guid>
		<description>[...] I found this mortgage tidbit in Rob Carrick&#8217;s latest book How to Pay Less and Keep More for Yourself (book review) fascinating: As of mid-2006, the total amount of outstanding mortgages was worth roughly $660 billion, with about $80 billion of that representing new mortgages and the rest representing existing mortgages. Of that $580 billion or so in existing mortgages, about one-third ($193.3 billion) was up for renewal during the year. Given the rather immense amount of money being renewed each year, it is a surprise to hear from our former mortgage insider how many people sign and send back the mortgage renewal form sent to them by their banks, even though the rate being offered is not discounted at all. &#8220;If I told you how many people do this, you&#8217;d be floored,&#8221; the insider said. &#8220;It&#8217;s close to 30 percent.&#8221; [...]</description>
		<content:encoded><![CDATA[<p>[...] I found this mortgage tidbit in Rob Carrick&#8217;s latest book How to Pay Less and Keep More for Yourself (book review) fascinating: As of mid-2006, the total amount of outstanding mortgages was worth roughly $660 billion, with about $80 billion of that representing new mortgages and the rest representing existing mortgages. Of that $580 billion or so in existing mortgages, about one-third ($193.3 billion) was up for renewal during the year. Given the rather immense amount of money being renewed each year, it is a surprise to hear from our former mortgage insider how many people sign and send back the mortgage renewal form sent to them by their banks, even though the rate being offered is not discounted at all. &#8220;If I told you how many people do this, you&#8217;d be floored,&#8221; the insider said. &#8220;It&#8217;s close to 30 percent.&#8221; [...]</p>
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	<item>
		<title>By: Canadian Capitalist</title>
		<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/#comment-18442</link>
		<dc:creator>Canadian Capitalist</dc:creator>
		<pubDate>Tue, 23 Jan 2007 04:10:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/2007/01/18/book-review-how-to-pay-less-and-keep-more-for-yourself#comment-18442</guid>
		<description>You should determine if you&#039;ll be comfortable with a variable rate mortgage. Research shows that it will save you money 88% of the time. Also, shop around to get the lowest mortgage rate possible with all the features you want (like pre-payment options).</description>
		<content:encoded><![CDATA[<p>You should determine if you&#8217;ll be comfortable with a variable rate mortgage. Research shows that it will save you money 88% of the time. Also, shop around to get the lowest mortgage rate possible with all the features you want (like pre-payment options).</p>
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	<item>
		<title>By: P Tome</title>
		<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/#comment-18288</link>
		<dc:creator>P Tome</dc:creator>
		<pubDate>Sun, 21 Jan 2007 02:50:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/2007/01/18/book-review-how-to-pay-less-and-keep-more-for-yourself#comment-18288</guid>
		<description>Hey there fellow Canucks. I need some advice. My Fiancee and I will be applying for a mortgage this month. I&#039;m 27. She&#039;s 26. I&#039;ve been reading a lot of personal finance books lately; trying to understand how to position ourselves for a comfortable future. Does anyone out there have any advice for a young couple shopping for a mortgage? Cheers! Gotta go cry now. The Leafs are getting the beat down from the Penguins.</description>
		<content:encoded><![CDATA[<p>Hey there fellow Canucks. I need some advice. My Fiancee and I will be applying for a mortgage this month. I&#8217;m 27. She&#8217;s 26. I&#8217;ve been reading a lot of personal finance books lately; trying to understand how to position ourselves for a comfortable future. Does anyone out there have any advice for a young couple shopping for a mortgage? Cheers! Gotta go cry now. The Leafs are getting the beat down from the Penguins.</p>
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	<item>
		<title>By: Joe Newell</title>
		<link>http://www.canadiancapitalist.com/book-review-how-to-pay-less-and-keep-more-for-yourself/#comment-18211</link>
		<dc:creator>Joe Newell</dc:creator>
		<pubDate>Fri, 19 Jan 2007 18:24:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.canadiancapitalist.com/2007/01/18/book-review-how-to-pay-less-and-keep-more-for-yourself#comment-18211</guid>
		<description>Hello,

I have developed a FREE, online budget tracking application. 
You can track your budget regardless of payment method (cash, credit, check, etc). 
Check it out at: &lt;a href=&#039;http://www.checkthebudget.com&#039; rel=&quot;nofollow&quot;&gt;http://www.checkthebudget.com&lt;/a&gt;

Enjoy!</description>
		<content:encoded><![CDATA[<p>Hello,</p>
<p>I have developed a FREE, online budget tracking application.<br />
You can track your budget regardless of payment method (cash, credit, check, etc).<br />
Check it out at: <a href='http://www.checkthebudget.com' rel="nofollow">http://www.checkthebudget.com</a></p>
<p>Enjoy!</p>
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