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moneysense.ca, 21/07/10
A survey of broad commodity index ETFs and ETNs
A number of exchange-traded fund (ETF) and exchange-traded note (ETN) products track the various commodity indices surveyed in an earlier post. Before diving into the commodity index funds, a few points should be noted. All broad-based commodity indices are based on commodity futures contracts, not the spot prices of commodities. The expectation is that the commodity indexes will be correlated with commodity prices but may not track them perfectly. The ETFs and ETNs surveyed in this post track the total return version of the commodity index. A total return index combines the returns of the underlying commodity index with the returns of cash collateral invested in T-bills.
If you are unfamiliar with ETNs, Investopedia has an excellent primer. Note that since ETNs are unsecured debt securities, they are subjected to credit risk. The consensus opinion seems to be that ETN gains (or losses) will be treated as capital gains (or losses) but the tax consequences are by no means settled.
Dow Jones-UBS Commodity Index based securities
The iPath Dow Jones-UBS CI Total Return ETN (NYSE Arca: DJP), which has a MER of 0.75%, appears to be the most popular commodity ETN. As noted in the earlier post, the underlying index tracks futures contracts in 19 commodity markets.
The UBS E-TRACS DJ-UBS CI Total Return ETN (NYSE Arca: DJCI) also tracks the same index. The MER is 0.50% but the ETN is thinly traded.
S&P Goldman Sachs Commodity Index based securities
iShares S&P GSCI Commodity-Indexed Trust (NYSE: GSG) is an ETF that tracks the energy-heavy S&P GSCI. The MER is 0.75%.
iPath S&P GSCI Total Return Index ETN (NYSE Arca: GSP) tracks the same index for a MER of 0.75%. Interestingly, the ETF has tracked the index better than the ETN.
Rogers International Commodity Index (RICI) based securities
The ELEMENTS linked to RICI – Total Return Structured Product (NYSE: RJI) is an ETN that tracks the RICI index for a MER of 0.75%. As noted earlier RICI tracks a diverse basket of 37 commodities.
moneysense.ca, 21/07/10









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It’s important to remember that these funds are tracking a benchmark of rolling futures (a set of futures contracts for typically the upcoming month that is sold before expiry, at which point contracts for the next month are bought) and are not the same as holding the commodity itself. In fact, if you hold a fund which rolls over monthly, like the popular USO, for the long term (more than several months) you aren’t even going long on the commodity price so much as you’re going short on the rate of change of the commodity price. Read up on “contango” and “backwardation” to understand a bit more about commodity futures.
@Rob: I’m personally not adding any commodity futures ETFs or ETNs to our portfolios. With close to 1/2 the value of the TSX Composite in commodities, I think we have plenty of commodity exposure already.
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